Building Insurance Compliance

Meeting Our Customers’ Needs

Our property inspection team survey hundreds of properties each day to ensure that they are safe, insurance compliant and examined for any factors that may cause future issues for the owner.

In this particular case, our client owned an unused public house in a particularly rough area in Glasgow which required security protection for insurance compliance purposes. Following a full property inspection, we were able to supply our client with a package of security measures that not only ensured that the property was fully compliant with their policy, but also helped to protect the building against security threats.

These measures included the supply and installation of anti-vandal steel screen shutters and a wireless alarm unit that included smoke detectors and PIR sensors to cover the entire property. As part of the compliance requirements, we also removed all consumables and fire hazards, as there was a significant threat to the property. As stated by the insurance agreement, our property inspectors were also required to update on the condition of the building each week.

Providing Real Solutions

The main challenge we faced was to keep the property secure, on a modest budget, and within such a high-risk area with high crime rates. Although our sites were initially quite active with youths, our measures appeared to work well, and the property was unharmed for approximately 6 months. Unfortunately, one evening our alarm system sounded and recorded a fire on site. Upon immediate investigation, the property had been attacked from the roof, set on fire and the building was raised to the ground.

The client then required all documentation covering what systems we had put in place and our property inspection processes. These documents were all promptly delivered and passed on to their insurance company, which resulted in a full pay out for the client as the insurance could not pick any fault with any service that we had provided.